Making a budget may sound boring, but it is an important part of keeping your personal finance in check. Knowing where your money is going is vital to managing expenses and making the extra money for saving. Plan budget for the certain period, usually for a month or two weeks. With these easy steps you can… Read More How to make a personal budget
Borrowing money is easy, paying back is harder. Money is not free and when using debt, one should always think who benefits and who does the opposite. It might feel attempting to pay your debt in small pieces, over longer periods of time. The reality is that credit companies are happy milking money as long… Read More 8 steps to get out of debt
Saving money comes from two components, incomes, and expenses. Like my dad use to say: “It’s not about what you earn, it’s about what you spend“. Every day and every month there are small fees that accumulate over longer time. It’s important to know your money usage and make adjustments to your daily habits. Example… Read More Make small sums work for you
What is a minimalistic lifestyle and what are the benefits? How to define a minimalistic lifestyle? Minimalism is simplifying. It’s about values. What you think are valuable, meaningful and important things in your life. You can’t strictly define minimalism. Everyone has their own personal lives that are unique, same is with minimalism. From minimalism, you take… Read More Less is more – Minimalistic lifestyle
