When it comes to hair growth I almost would prefer to be bald. Getting a hair cut in Turku cost around 25€, if you have your hair cut every 3 months it makes a 100€ per year. At work, I opened this problem during a coffee break. One of my colleagues told me that he’s been… Read More Save money by cutting your own hair (male).
Making a budget may sound boring, but it is an important part of keeping your personal finance in check. Knowing where your money is going is vital to managing expenses and making the extra money for saving. Plan budget for the certain period, usually for a month or two weeks. With these easy steps you can… Read More How to make a personal budget
Sometimes it’s good to step back and think money. This means that its good to make a personal financial audit two to four times a year, to keep money matters in control. Procedure for personal financial audit is check – measure – readjust. For the best result, one should keep a record on financial matters,… Read More Financial audit and readjustment
Frugal living and savings can be managed using only a paper and pen. I try to find easier ways to manage my finance, to do that I usually use my phone. Here I will list all my apps that I have found useful, time-saving and more efficient than paper and pen. SmartAmount Ideal state in… Read More Android apps to manage personal finance
Building wealth using passive income has positive appeal, especially if you are troubled about being able to save enough from your day work to fulfill your goals. How to define passive income? Passive income includes regular earnings from a source different than an employer or contractor. The passive income can be generated from two sources:… Read More How to generate passive income – 10 Ideas
Sometimes I feel like everyone is trying to sell me something. Every day or at least every week I have to make decisions to buy or not to buy. There are things that you really don’t need or you can live without. Here I will list a few of these that I have noticed. These… Read More Eight things I don’t buy
I like to casually play games. Few months ago I was thinking to upgrade my Xbox 360 with a new device. What would be the best and the cheapest option? Should I get Xbox One, PlayStation 4 or PC? At first, I was thinking to buy PlayStation but at the end, I decided to build a… Read More Playing cheap – Console or PC?
Saving money comes from two components, incomes, and expenses. Like my dad use to say: “It’s not about what you earn, it’s about what you spend“. Every day and every month there are small fees that accumulate over longer time. It’s important to know your money usage and make adjustments to your daily habits. Example… Read More Make small sums work for you
What is a minimalistic lifestyle and what are the benefits? How to define a minimalistic lifestyle? Minimalism is simplifying. It’s about values. What you think are valuable, meaningful and important things in your life. You can’t strictly define minimalism. Everyone has their own personal lives that are unique, same is with minimalism. From minimalism, you take… Read More Less is more – Minimalistic lifestyle